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First Time Homebuyers Program

If you are a first time homebuyer, you could qualify for a loan of up to $10,000. To be eligible, you must:
  • Be a first time homebuyer purchasing in Lowell.
  • Meet the following income guidelines based on family size as established by the Department of Housing and Urban Development (HUD):
    Household SizeHUD Income Limits
    141,700
    247,700
    353,650
    459,600
    564,350
    669,150
    773,900
    878,650
  • Complete a first time homebuyer seminar approved by the City of Lowell.
  • Use established purchasing guidelines (e.g. the house must pass the housing quality standards set by HUD).

Click HERE for the Home Buyer Application.

Primary Contact:
Jacqueline Caron, HOME Program Assistant
Division of Planning and Development
Phone: (978) 446-7200