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City of Lowell > Treasurer > Bill Information
Bill Information

Tax & Bill Information

Real Estate Taxes

General Overview

  • A quarterly real estate tax bill is mailed to every homeowner. 
  • Tax bills are issued and due the same time every year.  The schedule is:
      1. ​​​​​​​​​1st Quarter:  Issued July 1st, Due 1st business day of August
      2. 2nd Quarter:  Issued October 1st, Due 1st business day of November
      3. 3rd Quarter:  Issued January 1st, Due 1st business day of February
      4. 4th Quarter:  Issued April 1st, Due 1st business day of May  
  • Payment made after due date will result in interest of 14% per annum. 
  • Postmarks are not accepted as payments are applied upon the date they are received. 
  • If tax is not paid in full by May 1st, a $30 demand fee will be applied to the balance due. 
  • Any taxes that remain unpaid to the following fiscal year may result in a tax lien and eventual tax taking.

How to Make a Payment

  • Payment by credit card or electronic check may be made online through Invoice Cloud.
  • Payment by credit card or electronic check may be made over the phone by calling 1-877-675-1669.
  • Payment by check or money order may be mailed to the Office of the City Treasurer at the address below.  Please make sure to clearly indicate the bill # and property address.  DO NOT SEND CASH.
  • Payment by cash, check, or money order may be made in person at the Office of the City Treasurer in City Hall, 375 Merrimack St, 1st Floor Room 30, Lowell, MA 01852.

Who to Contact with Questions

  • Any questions in regards to property assessment or tax rates should be directed to the Assessor’s office who may be reached at 978-674-4200.

 

Personal Property Taxes

General Overview

  • A quarterly personal property tax bill is mailed to every business owner.
  • Tax bills are issued and due the same time every year.  The schedule is:
      1. ​1st Quarter:  Issued July 1st, Due 1st business day of August
      2. ​2nd Quarter:  Issued October 1st, Due 1st business day of November
      3. 3rd Quarter: ​ Issued January 1st, Due 1st business day of February
      4. 4th Quarter:  Issued April ​1st, Due 1st business day of May
  • Payment made after due date will result in interest of 14% per annum.
  • Postmarks are not accepted as payments are applied upon the date they are received.
  • If tax is not paid in full by May 1st, a $30 demand fee will be applied to the balance due.

How to Make a Payment

  • Payment by credit card or electronic check may be made online through Invoice Cloud.
  • Payment by credit card or electronic check may be made over the phone by calling 1-877-675-1669.
  • Payment by check or money order may be mailed to the Office of the City Treasurer at the address below. Please make sure to clearly indicate the bill # and property address. DO NOT SEND CASH.
  • Payment by cash, check, or money order may be made in person at the Office of the City Treasurer in City Hall, 375 Merrimack St, 1st Floor Room 30, Lowell, MA 01852.

Who to Contact with Questions

  • Any questions in regards to property assessment or tax rates should be directed to the Assessor’s office who may be reached at 978-674-4200.

 

Motor Vehicle / Excise Taxes

General Overview

  • Under Massachusetts General Law (MGL) 60A, all residents who own a motor vehicle must pay an annual excise tax.  The tax is generated by the Registry of Motor Vehicles (RMV) who then sends out billing information to the city or town’s assessor.  Monies are both collected and deposited into its respective municipality’s general fund by the tax collector’s office.
  • The amount due on an individual vehicle is contingent on the value set by the National Automobile Dealers Association (NADA) with a minimum of $5. The formula used to calculate said amount is based off the manufacturer’s list price and age of the vehicle.  To see the chart used by the RMV, click here.
  • According to MGL, excise bills must be mailed out 30 days before the due date, thus providing 30 days for the principal balance to be paid.  The tax will be delivered to the same address that appears on the vehicle’s registration.  It is the taxpayer’s responsibility to contact their local tax collector if they do not receive their bill.  Under MGL Ch.60A Section 2, failure to receive a bill is not a valid reason to waive any fees or interest.  Therefore, it is imperative to inform the RMV of any address change.
  • Failure to pay a bill by the due date will result in a demand fee of $30.  Further negligence may result in addition fees and interest.  In addition, the registered owner will be marked at the RMV, preventing renewal of a license or registration.
How to Make a Payment
  • Payment by credit card or electronic check may be made online through Invoice Cloud.
  • Payment by credit card or electronic check may be made over the phone by calling 1-877-675-1669.
  • Payment by check or money order may be mailed to the Office of the City Treasurer at the address below. Please make sure to clearly indicate the bill # and property address. DO NOT SEND CASH.
  • Payment by cash, check, or money order may be made in person at the Office of the City Treasurer in City Hall, 375 Merrimack St, 1st Floor Room 30, Lowell, MA 01852.

Who to Contact with Questions

  • Any questions in regards to Excise abatements should be directed to the Assessor’s office who may be reached at 978-674-4200

 

Water / Utility Bills

General Overview

  • Utility billing in Lowell is comprised of three services: water, sewer and trash.
  • Bills are sent out on a quarterly basis by the city’s Water department.
  • If the amount is paid on or before the due date, a discount calculated by the Water department will be deducted from the balance due.
  • If paid after due date, the discount will be removed and an interest rate of 14% per annum will be added to the remaining balance.  Postmark is not accepted.
How to Make a Payment
  • Payment by credit card or electronic check may be made online through Invoice Cloud.
  • Payment by credit card or electronic check may be made over the phone by calling 1-877-675-1669.​
  • Payment by check or money order may be mailed to the Office of the City Treasurer at the address below. Please make sure to clearly indicate the bill # and property address. DO NOT SEND CASH.
  • Payment by cash, check, or money order may be made in person at the Office of the City Treasurer in City Hall, 375 Merrimack St, 1st Floor Room 30, Lowell, MA 01852.

Who to Contact with Questions

  • Any questions in regards to billing or adjustments should be directed to the Water department who may be reached at 978-674-4240.