Housing Resources

Community Teamwork, Inc.
COVID-19 Assistance: 978-654-5607 or Send an email
call to discuss housing, utility and other challenges caused by COVID-19
New Residential Assistance for Families in Transition (RAFT) and Emergency Rental and Mortgage Assistance (ERMA) are two programs funded by the Massachusetts Department of Housing and Community Development able to provide assistance up to $10,000 of direct funding to eligible households that can be used to help keep their housing, obtain new housing, pay their mortgage, or otherwise avoid becoming homeless - access CTI's flyer for more information

House of Hope

Lowell Housing Authority

Lowell Transitional Living Center
193 Middlesex Street

Massachusetts Moratorium on Evictions and Foreclosure Forms

Merrimack Valley Housing Partnership

Rental Assistance Programs

U.S. Department of Housing and Urban Development 

Tenant’s Rights

Homeowner’s Rights

Massachusetts Division of Banks

Legal Assistance on Housing Matters

Attorney General’s Office Consumer Hotline

Consumer Advocacy and Response Division

Massachusetts and Federal Laws Overview related to COVID-19

Massachusetts Legal Resource Finder
Find free or low cost lawyers and legal resources near you. 

Mass Legal Help 
Get information, sample letters, and forms to help with a wide range of civil legal problems. 

Mass Legal Answers Online
Get answers from a lawyer through their free confidential website. 

Massachusetts Courts
Call Trial Court Helpline at 1-833-91COURT

Office of Consumer Affairs and Business Regulation Consumer Hotline

Utilities Assistance

Community Teamwork Fuel Assistance
Call the CTI Fuel Assistance Program at 978-459-6161 to make an appointment.

National Grid Payment Assistance Programs

National Grid Bill Help

Massachusetts Good Neighbor Energy Fund
Lowell Corps: (978) 458-3396

Low-Income Home Energy Assistance Program (LIHEAP) & Residential Assistance to Families in Transition (RAFT)
Through Community Teamwork, Inc.’s Fuel Assistance Program
978.459.6161 or Send an email

Day Center

Eliot Presbyterian Church 
Day Center is open 5 days/week Monday - Friday from 8:00 a.m. to 2:00 p.m. for community members who are unhoused for a safe, healthy location to provide access to restrooms, charging stations for telephones, and to get out of the weather.

If you have any questions about this resource guide, please contact the Pollard Memorial Library Reference Department for more information at 978-674-4121 or Send an email.

Edition 04/14/2021