Applicant has up to 6 months to request reconsideration. Send reconsideration requests to:
E-mail:
pdcrecons@sba.gov
Mail:
U.S. Small Business Administration Disaster Assistance Processing and Disbursement Center
14925 Kingsport Road
Fort Worth, Texas 76155
If the decline letter requested specific information or documentation for reconsideration, you must include those items. Be sure to include:
• Business Name
• Borrower’s Name
• Tax ID/EIN or SSN
• Application/Loan Number
The process will vary depending on reason for decline.
Example: Applicant receives a decline letter for their COVID-19 EIDL loan application from SBA, listing “Economic injury not substantiated” as the reason for the decline. This reason is common when an applicant’s self-certified financial information on their streamlined application, such as the figures for Gross Revenues and the Cost of Goods Sold for the twelve (12) month period prior to the pandemic, did not reflect an economic injury, or the information may have been left blank. The business owner’s request for reconsideration should be a written email/letter request including the following:
• A written note from the applicant requesting reconsideration of their declined COVID19 EIDL loan application, which includes the Application number, Business/Entity name, Owners name(s), and address of business
• Copy of the most recent federal tax returns filed for the business, prior to the COVID-19 Pandemic, including all schedules and attachments
• A completed and signed IRS Form 4506-T for the business entity
• Copy of a voided check for the business account
• Upon SBA’s processing of the reconsideration, SBA may request additional information, which may include SBA Form 3502 – EIDL Supporting Information
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