Supplemental Insurance Plans


The City of Lowell offers various voluntary products including Universal Life (UL), Short-term Disability (STD), Long-term Disability (LTD), Family Coverage Accidental Death (FCAD), Cancer/Critical Illness (CI), and Accidental Insurance (AI) through several different providers.

Due to the customizable options available by each provider for these products, you need to contact the representative(s) directly in order to review and identify the plan(s) that may best meet your needs.


The following list includes the providers and their contacts. Please note that not all providers offer the same products.

Boston Mutual Life Insurance Company


Colonial Supplemental Insurance Company

Scott Curtis, 978-456-7717


David Krall, 800-445-4493, ext. 36

Please contact the City's Human Relations office at 978-674-4105 if you have specific comments, questions, or concerns regarding these providers, their plans, or their representative.